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Boat insurance is an absolute necessity for any boat owner who values their boat. If it is something that you would have to replace if you lost it then you need to insure it. And, if you live aboard your boat it is absolutely necessary that it be insured. You would insure your home, wouldn't you?
Most boats are financed when they are
purchased new. The lending company will insist on insurance in those cases
just as they would with a car or a house. This is not unreasonable; they
have as much to lose in the financial sense as you do if anything
should happen to the boat. Some waters are more dangerous than others for boaters. While some of those areas are infamous: for example the so-called Bermuda Triangle has seen many boating disasters, others are less well known but can be just as dangerous. Washington State's Cape Disappointment is a notoriously dangerous area when the conditions are poor. You need to be just as prepared when you off the Pacific coast of Washington and have your boat insurance in order as you do when you are sailing from Bermuda to Florida. Boat insurance is the only method to protect you as the owner from damage or loss. Find the best boat insurance rate available to help protect your asset from loss. Boat insurance policies are setup similar to your car insurance policy. Boat insurance is probably the oldest type of insurance cover. From the 17th century London as a trade centre has been accumulating ships from all over the world, creating demand for ship and cargo insurance. MORE PONTOON BOAT TIPS & ARTICLES
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